Education is free of charge for Polish citizens. It may be different for foreign students, depending on your status. If you need extra financing, there is a quite popular solution – special student loans offered by banks selected by the Ministry of Science and Higher Education.
Student loans are given to students by commercial banks, but they are co-financed by the means coming from Poland’s budget. They were introduced in 1998 and as a tool to provide financial aid to students in Poland by loaning money on a low percentage.
The repayment starts two years after a student’s graduation or the planned date of graduation (depending on which takes place first). The number of payback instalments is twice as high as the number of loan instalments given to the student. If a graduate finds themselves in difficult life circumstances, they may ask for a 12-month suspension of repayment.